Automobile accidents are challenging enough. Being unprepared, without a clue about what to do, can only add to the trauma. That’s why it’s a good idea to put together an accident checklist that includes the following:
Am I safe?
- Your first priority is ensuring your own safety. Before anything else happens, make sure you are out of harm’s way. Attend to others if they are in danger.
- Record the names and addresses of everyone involved in the accident (including passengers). Note the make, model, year, and license plate number of every vehicle involved. Write down the insurance policy number and driver’s license number of every driver involved.
- Using your cell phone, take photos of the damage. If it helps, take photos of the entire scene. Write down the details.
File a claim
- Report the accident to your insurance company.
Write down this checklist and keep in your glove box or save in your phone. Then, in the unfortunate event that you are involved in an accident, you can simply work your way down the list.